Fit-Out Finance
That Keeps Your Projects Moving

Fund your office, restaurant, cafe, retail, or medical fit-out without staining your cash flow.

WHY FIT-OUT FINANCE MATTERS

Approvals upfront – no delays or scaled-back projects
Progress payments aligned with invoices – suppliers are pre paid on time
Industry expertise – decades of financing hospitality, retail, medical, and corporate spaces
Trusted lenders – access to Australian leading banks and specialist funders

Who We Help

Restaurants & Cafes
Fit-out

Retail Stores
Fit-out

Medical & Dental Clinics
Fit-out

Corporate Offices
Fit-out

Restaurants & Cafes
Fit-out

Retail
Stores
Fit-out

Medical & Dental Clinics Fit-out

Corporate Offices
Fit-out

How it works

1

Apply Online

2

Tailored Approval

3

Drawdown Funds

4

Project Completion

1

Apply Online

2

Tailored approval

3

Drawdown Funds

4

Project Completion

What Our Customers Say

Hear from our satisfied customers who have experienced the quality and value of the products and services.

They understood the complexity of a medical fit-out and structured the finance around progress payments.

Taylor Johnson

Reliable and trustworthy. I highly recommend this business to anyone looking for top-notch products/services.

Casey Williams

DOWNLOAD THE FIT-OUT FINANCE HANDBOOK

Everything you need to know about financing your next fit-out project.

What is fit-out finance?
Are you after staged progress payments?

Calculate Your Fit-Out Finance

Loan amount

$

Interest rate

Loan term

Payment frequency

Balloon repayment

Weekly repayments*
$0
  • Total repayments $0
  • Total interest $
*Estimate only and should not be relied on as true indication of your car loan repayments, or a quote or indication of pre-qualification for any car loan product. Based on loan amount and interest rate provided

Lender options

Find a suitable solution from Australia’s leading finance lenders.

ANZ
Angle Finance
Commonwealth Bank
Earlypay
Flexicommercial
Dynamoney
BOQ
Shift
Macquarie
Metro
NAB
Pepper Money
Prospa
Westpac
Resimac Asset Finance
ScotPac Business Finance
ANZ
Commonwealth Bank
NAB
Angle Finance
Pepper Money
Metro
ScotPac Business Finance
Shift
Westpac
Resimac Asset Finance
Prospa
BOQ
Dynamoney
Flexicommercial
Earlypay
Macquarie

Want to learn more?

Fit-out finance covers the cost of building, refurbishing, or upgrading your business premises, cafés, offices, retail, or medical.

Instead of draining your cash reserves, you spread the cost over time, protecting your working capital while still moving projects forward.

Every project is unique, so approval times vary. Some applications are completed in just a few days, while more complex projects can take a couple of weeks.

We make the process as smooth as possible, handling paperwork for you and keeping you updated at every stage. Once approved, your finance is structured to match your project’s needs.

Both options are available.

We can fund specific parts of a project, such as joinery, lighting, or equipment, or cover the entire fit-out from start to finish. You choose what works best for your business.

This is one of the biggest benefits of fit-out finance. Instead of one lump sum, funds are released in line with your invoices.

That means suppliers and contractors are paid on time, cash flow stays balanced, and projects don’t stall. Its finance designed to flow with the way fit-outs actually work.

Not always.

Some facilities require security, while others don’t. It depends on your business structure, time trading, and project scope. We work with a wide range of lenders to find the most flexible option for your circumstances.

Yes.

Equipment, furniture, fixtures, and even technology can be bundled into your fit-out finance package, giving you one complete solution with a single repayment plan.

Let’s get started
Speak with a Fit-Out Finance Specialist

Get started on your new finance journey today.

Get a quote